:root{--rose:#7A1F35;--rose-d:#5C1627;--gold:#C9962C;--gold-d:#A87A1C;--ink:#241A1C;--bg:#fff;--soft:#FBF3EC;--gray:#5E5350;--line:#EFDFCE;--pink:#E6C9CE;--wrapw:1180px}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Nunito Sans',system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:16px}
img,svg{max-width:100%;height:auto}
h1,h2,h3,h4{font-family:'Sora',system-ui,sans-serif;letter-spacing:-.01em;line-height:1.2}
a{color:var(--rose)}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:#fff;padding:10px 16px;z-index:100;font-weight:700}
.skip:focus{left:8px;top:8px}
.wrap{max-width:var(--wrapw);margin:0 auto;padding:0 24px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--rose);color:#fff;font-weight:700;font-size:16px;padding:15px 28px;text-decoration:none;border-radius:6px;box-shadow:0 10px 22px rgba(122,31,53,.28);border:0;cursor:pointer;font-family:inherit}
.btn:hover{background:var(--rose-d)}
.btn.gold{background:var(--gold-d);box-shadow:0 10px 22px rgba(201,150,44,.3)}
.btn.gold:hover{background:#8d6416}
.btn.ghost{background:#fff;color:var(--ink);border:2px solid var(--line);box-shadow:none}
.btn.ghost:hover{background:var(--soft)}
.btn.block{display:flex;width:100%}
.topbar{background:var(--rose-d);color:var(--pink);font-size:13.5px;padding:9px 0}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px}
.topbar a{color:#fff;font-weight:700;text-decoration:none}
.topbar b{color:var(--gold)}
header.site{background:#fff;box-shadow:0 1px 0 var(--line);position:relative;z-index:40}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:80px;gap:16px}
.logo-link{display:flex;align-items:center;flex:0 0 auto}
.logo-link img{display:block;height:40px;width:auto}
.navlinks{display:flex;align-items:center;gap:6px}
.navlinks>li,.navlinks>a{list-style:none}
.navlinks ul{list-style:none}
.navlinks a.nl{color:var(--ink);text-decoration:none;font-weight:600;font-size:14.5px;padding:10px 12px;display:inline-block;border-radius:6px}
.navlinks a.nl:hover,.navlinks a.nl:focus{color:var(--rose);background:var(--soft)}
.hasdrop{position:relative}
.hasdrop>a.nl:after{content:"";display:inline-block;margin-left:7px;border:4px solid transparent;border-top-color:currentColor;border-bottom:0;vertical-align:middle}
.dropmenu{display:none;position:absolute;left:0;top:100%;min-width:270px;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 18px 40px rgba(36,26,28,.14);padding:8px;z-index:60;list-style:none}
.hasdrop:hover>.dropmenu,.hasdrop:focus-within>.dropmenu{display:block}
.dropmenu li{list-style:none}
.dropmenu a{display:block;padding:9px 12px;color:var(--ink);text-decoration:none;font-size:14.5px;font-weight:600;border-radius:6px}
.dropmenu a:hover,.dropmenu a:focus{background:var(--soft);color:var(--rose)}
.dropmenu .all a{color:var(--rose);border-top:1px solid var(--line);margin-top:4px;border-radius:0 0 6px 6px}
.navcall{padding:11px 20px;font-size:14.5px;margin-left:6px}
.hamburger{display:none;background:#fff;border:2px solid var(--line);border-radius:8px;width:46px;height:42px;cursor:pointer;align-items:center;justify-content:center;flex-direction:column;gap:5px}
.hamburger span{display:block;width:22px;height:2px;background:var(--ink)}
.mob-drawer{display:none;background:#fff;border-top:1px solid var(--line);padding:10px 24px 20px}
.mob-drawer.open{display:block}
.mob-drawer h2{font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--rose-d);margin:14px 0 4px}
.mob-drawer ul{list-style:none}
.mob-drawer a{display:block;padding:11px 0;color:var(--ink);font-weight:600;text-decoration:none;border-bottom:1px solid var(--line)}
/* page heads */
.pagehead{position:relative;isolation:isolate;overflow:hidden;color:#fff;padding:54px 0 50px;background:linear-gradient(135deg,var(--rose-d) 0%,#7a1f35 55%,#8a2a3f 100%)}
.pagehead.has-hero{background:var(--rose-d)}
.pagehead .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.pagehead.has-hero:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(60,14,26,.92),rgba(60,14,26,.62))}
.pagehead .wrap{position:relative}
.crumbs{font-size:13px;color:var(--pink);margin-bottom:14px}
.crumbs a{color:#fff;text-decoration:none;font-weight:600}
.crumbs a:hover{text-decoration:underline}
.crumbs span.sep{margin:0 7px;opacity:.6}
.pagehead h1{font-family:'Cormorant Garamond',serif;font-size:clamp(31px,4.6vw,46px);line-height:1.1;max-width:860px;color:#fff;margin-bottom:14px}
.pagehead p.sub{font-size:17.5px;max-width:720px;color:#F5E6E9;margin-bottom:22px}
.badge{display:inline-flex;align-items:center;gap:7px;background:var(--soft);color:var(--rose-d);font-weight:700;font-size:13px;padding:8px 15px;border-radius:100px;margin-bottom:16px}
.badge:before{content:"";width:9px;height:9px;border-radius:50%;background:var(--gold-d)}
.badge.alt{background:var(--gold);color:#2b1a05}
.badge.alt:before{background:var(--rose-d)}
.zips{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 22px}
.zip-chip{display:inline-block;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.4);color:#fff;font-weight:700;font-size:13.5px;padding:5px 13px;border-radius:100px}
.zips-label{font-size:13px;color:var(--pink);font-weight:700;align-self:center;margin-right:2px}
/* home hero */
.hero{position:relative;isolation:isolate;overflow:hidden;background:#fff;padding:64px 0}
.hero.has-hero{color:#fff;background:var(--rose-d)}
.hero .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.hero.has-hero:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(60,14,26,.93),rgba(60,14,26,.6))}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}
.hero h1{font-family:'Cormorant Garamond',serif;font-size:clamp(33px,5vw,50px);line-height:1.08;margin-bottom:16px}
.hero h1 span{color:var(--rose)}
.hero.has-hero h1 span{color:var(--gold)}
.hero p.sub{color:var(--gray);font-size:17.5px;max-width:520px;margin-bottom:24px}
.hero.has-hero p.sub{color:#F5E6E9}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:22px}
.trustrow{display:flex;gap:18px;flex-wrap:wrap;color:var(--gray);font-size:13.5px;font-weight:700;list-style:none}
.hero.has-hero .trustrow{color:#F5E6E9}
.trustrow li:before{content:"\2713\00a0";color:var(--rose)}
.hero.has-hero .trustrow li:before{color:var(--gold)}
.statpanel{background:var(--rose-d);color:#fff;border-radius:14px;padding:28px}
.statpanel h2{font-size:15px;opacity:.78;margin-bottom:12px;font-weight:600}
.strow{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.16);font-size:14.5px}
.strow:last-child{border-bottom:none}
.strow b{color:var(--gold);font-family:'Sora',sans-serif;font-size:15.5px;text-align:right}
.strip{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.strip .wrap{display:flex;justify-content:space-between;padding:18px 24px;flex-wrap:wrap;gap:10px}
.stripitem{display:flex;align-items:center;gap:9px;font-weight:700;font-size:14px}
.stripitem .ic{color:var(--rose);font-size:18px}
.emergency{background:var(--gold);color:#2b1a05;padding:22px 0}
.emergency .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}
.emergency h2{font-size:22px}
.emergency p{font-size:14.5px}
.emergency .btn{background:var(--rose-d)}
/* sections */
.sec{padding:70px 0;background:#fff}
.sec.soft{background:var(--soft)}
.kick{color:var(--rose-d);font-weight:700;font-size:13px;letter-spacing:.1em;text-transform:uppercase}
.sec h2.big,.artsec h2{font-family:'Cormorant Garamond',serif;font-size:36px;margin:8px 0 18px;color:var(--ink)}
.sec h2.big{margin-bottom:26px}
main p{max-width:74ch}
main p+p{margin-top:14px}
main h2+p,main h3+p{margin-top:14px}
main a{text-underline-offset:2px}
.artsec{margin-bottom:40px}
.artsec h3,.prose h3{font-size:20px;margin:26px 0 8px}
.prose ul,.prose ol,.artsec ul,.artsec ol,.sec ul.plain,.sec ol.plain{margin:14px 0 6px 22px}
.prose li,.artsec li{margin-bottom:8px;max-width:72ch}
.twocol{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:44px;align-items:start}
.sidecard{position:sticky;top:24px;align-self:start;background:#fff;border:1px solid var(--line);border-top:5px solid var(--gold);border-radius:14px;padding:24px;box-shadow:0 14px 34px rgba(36,26,28,.08)}
.sidecard .sk{color:var(--rose-d);font-weight:800;font-size:12px;letter-spacing:.1em;text-transform:uppercase;display:flex;align-items:center;gap:7px;margin-bottom:8px}
.sidecard .sk:before{content:"";width:9px;height:9px;border-radius:50%;background:var(--gold-d)}
.sidecard h3{font-size:19px;margin-bottom:8px}
.sidecard p{font-size:14.5px;color:var(--gray);margin-bottom:14px}
.sidecard ul{list-style:none;margin:16px 0 12px}
.sidecard li{font-size:14px;font-weight:600;padding:6px 0 6px 24px;position:relative;border-bottom:1px solid var(--line)}
.sidecard li:before{content:"\2713";position:absolute;left:0;color:var(--rose);font-weight:800}
.sidecard .more{font-size:14px;font-weight:700}
/* components */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:22px 0}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px}
.card h3,.card h4{font-size:17.5px;margin:0 0 8px}
.card p{font-size:14.5px;color:var(--gray);max-width:none}
.card h3 a,.card h4 a{color:var(--ink);text-decoration:none}
.card h3 a:hover,.card h4 a:hover{color:var(--rose);text-decoration:underline}
.card .meta{font-size:12.5px;color:var(--rose-d);font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin-bottom:8px}
.cards.two{grid-template-columns:repeat(2,1fr)}
.cards.four{grid-template-columns:repeat(4,1fr)}
.why{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:22px 0}
.whycard{background:var(--soft);border-radius:14px;padding:24px}
.whycard .num{width:44px;height:44px;background:var(--rose);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Sora',sans-serif;font-weight:700;margin-bottom:14px;font-size:18px}
.whycard h3{font-size:16.5px;margin-bottom:6px}
.whycard p{font-size:14px;color:var(--gray)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:22px 0;position:relative}
.steps:before{content:"";position:absolute;top:30px;left:10%;right:10%;height:2px;background:var(--line)}
.step{text-align:center;padding:0 8px;position:relative}
.step .n{width:60px;height:60px;border-radius:50%;background:var(--gold-d);color:#fff;font-family:'Sora',sans-serif;font-weight:700;font-size:22px;display:flex;align-items:center;justify-content:center;margin:0 auto 14px;position:relative;z-index:2}
.step h3{font-size:16.5px;margin-bottom:6px}
.step p{font-size:14px;color:var(--gray);margin-left:auto;margin-right:auto}
.tablewrap{overflow-x:auto;margin:20px 0;border:1px solid var(--line);border-radius:14px}
table.dt{width:100%;border-collapse:collapse;font-size:14.5px;min-width:560px}
table.dt caption{caption-side:top;text-align:left;font-family:'Sora',sans-serif;font-weight:700;font-size:15px;padding:14px 18px;background:var(--soft);border-bottom:1px solid var(--line)}
table.dt th{background:var(--rose-d);color:#fff;text-align:left;padding:13px 18px;font-size:12.5px;text-transform:uppercase;letter-spacing:.05em}
table.dt td{padding:14px 18px;border-top:1px solid var(--line);vertical-align:top}
table.dt tr td:first-child{font-weight:700;color:var(--rose-d)}
.callout{background:var(--soft);border-left:5px solid var(--gold);border-radius:0 12px 12px 0;padding:22px 26px;margin:24px 0}
.callout h3{font-size:18px;margin:0 0 8px;color:var(--rose-d)}
.callout.warn{background:#FFF4F1;border-left-color:var(--rose)}
.prep{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:20px 0}
.prepcard{background:#fff;border:1px solid var(--line);border-top:4px solid var(--rose);border-radius:12px;padding:20px}
.prepcard h3{font-size:16px;margin:0 0 6px}
.prepcard p{font-size:14px;color:var(--gray);max-width:none}
.costgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:20px 0}
.costitem{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px}
.costitem h3{font-size:15.5px;margin:0 0 6px;color:var(--rose-d)}
.costitem p{font-size:14px;color:var(--gray);max-width:none}
.localnote{background:#fff;border:1px solid var(--line);border-left:5px solid var(--rose);border-radius:0 14px 14px 0;padding:24px 28px;margin:32px 0}
.localnote h2{font-family:'Cormorant Garamond',serif;font-size:28px;margin:0 0 10px}
.insurepanel{background:var(--rose-d);color:#fff;border-radius:16px;padding:32px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;margin:20px 0}
.insurepanel h3{font-size:24px;margin:0 0 8px;color:var(--gold)}
.insurepanel p{font-size:15px;color:var(--pink);max-width:560px}
.insurepanel a:not(.btn){color:#fff}
.faq{margin-top:12px}
.faq h2{font-family:'Cormorant Garamond',serif;font-size:34px;margin:0 0 16px}
.faqitem{border:1px solid var(--line);border-radius:12px;margin-bottom:10px;background:#fff;overflow:hidden}
.faqitem button{width:100%;text-align:left;background:#fff;border:0;font:700 16px/1.4 'Sora',system-ui,sans-serif;color:var(--ink);padding:17px 52px 17px 20px;cursor:pointer;position:relative}
.faqitem button:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:24px;color:var(--rose);font-weight:400}
.faqitem.open button:after{content:"\2212"}
.faqitem .ans{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faqitem .ans .in{padding:0 20px 18px}
.faqitem .ans p{font-size:15.5px}
.ctaband{background:var(--rose-d);color:#fff;padding:60px 0;text-align:center}
.ctaband h2{font-family:'Cormorant Garamond',serif;font-size:40px;margin-bottom:8px}
.ctaband p{font-size:17px;margin:0 auto 24px;color:var(--pink);max-width:640px}
.ctaband .btn{background:var(--gold-d)}
.ctaband .btn:hover{background:#8d6416}
.mapsec{background:var(--soft);padding:50px 0}
.mapsec h2{font-family:'Cormorant Garamond',serif;font-size:30px;margin-bottom:6px}
.mapsec p{color:var(--gray);margin-bottom:16px}
.mapframe{width:100%;height:380px;border:0;border-radius:14px;display:block;background:#eee}
.locmap{margin:26px 0}
.locmap .mapframe{height:320px}
.locmap h2{font-family:'Cormorant Garamond',serif;font-size:30px;margin-bottom:10px}
footer.site{background:var(--rose-d);color:var(--pink);padding:54px 0 30px;font-size:14.5px}
footer.site .wrap{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:32px}
footer.site h2{font-family:'Sora',sans-serif;font-size:15px;color:var(--gold);margin-bottom:12px;letter-spacing:.02em}
footer.site a{color:var(--pink);text-decoration:none;display:block;margin-bottom:8px}
footer.site a:hover{color:#fff;text-decoration:underline}
footer.site p{max-width:none;margin-bottom:8px}
footer.site .logo-foot img{height:38px;width:auto;margin-bottom:14px;display:block}
footer.site .legal{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.16);padding-top:20px;font-size:13px;color:#d9b9c0}
.sticky-cta{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--rose-d);z-index:50;padding:12px 16px;box-shadow:0 -6px 20px rgba(0,0,0,.18)}
.sticky-cta a{display:flex;align-items:center;justify-content:center;gap:8px;color:#fff;font-weight:700;font-size:15px;text-decoration:none}
.floatcall{position:fixed;right:22px;bottom:22px;width:56px;height:56px;border-radius:50%;background:var(--rose);color:#fff;display:flex;align-items:center;justify-content:center;font-size:24px;text-decoration:none;box-shadow:0 10px 24px rgba(122,31,53,.4);z-index:45}
.floatcall:hover{background:var(--rose-d)}
.blogmeta{font-size:13.5px;color:var(--pink);margin-bottom:6px}
.pill{display:inline-block;background:var(--soft);color:var(--rose-d);font-weight:700;font-size:12px;letter-spacing:.06em;text-transform:uppercase;padding:4px 11px;border-radius:100px;margin-bottom:10px}
.error404{padding:90px 0;text-align:center}
.error404 h1{font-family:'Cormorant Garamond',serif;font-size:clamp(36px,6vw,56px);margin-bottom:12px}
.error404 p{margin:0 auto 22px}
@media(min-width:901px){.mob-drawer{display:none!important}}
@media(max-width:900px){
.navlinks{display:none}
.hamburger{display:flex}
.twocol{grid-template-columns:minmax(0,1fr)}
.sidecard{position:static}
.hero .wrap,.insurepanel{grid-template-columns:1fr}
.cards,.why,.steps,.cards.four,.prep{grid-template-columns:1fr 1fr}
.steps:before{display:none}
.costgrid{grid-template-columns:1fr}
footer.site .wrap{grid-template-columns:1fr 1fr}
}
@media(max-width:760px){
.sticky-cta{display:block}
body{padding-bottom:64px}
.floatcall{display:none}
.topbar .wrap{flex-direction:column;gap:2px}
.topbar{font-size:12.5px;text-align:center}
}
@media(max-width:600px){
.wrap{padding:0 16px}
.cards,.why,.steps,.cards.two,.cards.four,.prep{grid-template-columns:1fr}
.sec{padding:48px 0}
.sec h2.big,.artsec h2{font-size:30px}
header.site .wrap{height:68px}
.logo-link img{height:32px}
.pagehead{padding:38px 0 34px}
.hero{padding:40px 0}
.ctaband h2{font-size:32px}
footer.site .wrap{grid-template-columns:1fr}
.insurepanel{padding:24px}
.mob-drawer{padding:10px 16px 20px}
}
@media(max-width:380px){.logo-link img{height:28px}.hamburger{width:42px}}
.hero h1 strong{color:var(--rose);font-weight:700}
.hero.has-hero h1 strong{color:var(--gold)}
.prose,.artsec{min-width:0}
main p,main li,main td,footer.site p,footer.site a,.topbar,.sidecard li{overflow-wrap:anywhere}
.fig{margin:22px 0;border-radius:14px;overflow:hidden;border:1px solid var(--line);background:var(--soft)}
.fig img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}
.card .thumb{margin:-24px -24px 16px;border-radius:14px 14px 0 0;overflow:hidden;background:var(--soft)}
.card .thumb img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}